2) It is just rude to ask or pry or to pressure. Whether you are or you are not related by blood. The only people who should bring up the discussion are the future mother-to-be and the future father-to-be. Period. Not future grandparents, not strangers, not co-workers. I remember being antagonized by some of my office co-workers when working in Orlando, Florida. Some of them were just down right rude at the lunch table and did not have respect for the individual who would have to carry or support the baby. Absolutely disrespectful to the individual.
3) Anyone who says that "You'll never be financially ready to have a baby if that's what your waiting for" can just shove it. There smart ass comments or I know better attitude really isn't going to get you anywhere. The truth is yes you can be financially ready. Granted you may not be able to own your own home or have a trust fund lying around but when you are financially ready you will know it. It is part of piece of mind. It could be something as simple as you starting your own savings account, or reaching the $ amount in your savings account that you have desired. Or it could be that you finally have secured your time in a career position that is at a great up-swing and that you feel comfortable taking maternity leave without uprooting the project or just knowing you can return to your position. Quite frankly those people who want to be condescending or laugh at your desire to be "financially ready" can just shove it because they are most likely sore that they were not were they wanted to be. Not everyone has to follow the same path, individuals make their own path. Whatever is right for them and their family.
4) There have been so many technological and scientific advances that really there is no more to be worried about the baby or mommy's health. So many ways to correct a problem. If you feel like your time is later then no one should scream at you that your child is going to have Down Syndrome. And no that is not a joke, someone really did rudely poke their head into a conversation I was privately having with my Gramma and screamed aloud "Your child is going to end up with Down Syndrome". Yes I was ticked. Certainly because DS is not something to throw around lightly. The truth of the matter is that there are so many environmental illnesses out there (cancer, autoimmune problems, etc) that you and your child will always be facing something. Why not face it together when you are strong-minded and strong-willed. My doctor is smart enough to acknowledge this so oldies, live a little and don't be a Debbie Downer because negativism is even worse for the child's health!